Life Planner

Job description

**Company Description** HDFC Life is one of India’s leading private life insurance companies, offering a broad range of individual and group insurance solutions across protection, pension, savings, investment, and health. Formed as a joint venture between Housing Development Finance Corporation Limited (HDFC), India’s premier housing finance institution, and abrdn plc, a leading UK-based financial services provider, the company combines strong local expertise with global best practices. Its extensive product portfolio includes multiple retail and group plans, along with optional riders that allow customers to customize coverage at a nominal cost. With about 500 branches across more than 900 cities and towns in India and a liaison office in Dubai, HDFC Life provides wide access to its services. The company maintains a strong presence in its markets through a robust network of Financial Consultants and a focus on customer-centric solutions. **Role Description** The Life Planner role is a full-time hybrid position based in Mumbai, with some flexibility for work from home. The Life Planner will meet and engage with prospective and existing customers to understand their financial goals and protection needs, and recommend suitable life insurance and related solutions from HDFC Life’s portfolio. Typical responsibilities include explaining product features and riders, preparing customized proposals, completing application and documentation processes, and supporting customers throughout the policy lifecycle. The role also involves driving sales targets through relationship-building, lead generation, and participation in marketing and outreach activities. The Life Planner will collaborate with branch teams and Financial Consultants, maintain accurate records in line with regulatory and company guidelines, and provide ongoing service to ensure high customer satisfaction and retention. **Qualifications** - Insurance domain knowledge, including life insurance concepts and familiarity with general insurance. - Sales skills focused on consultative selling, target achievement, and customer relationship management. - Marketing and basic promotional skills to support local campaigns, lead generation, and brand visibility. - Strong communication and interpersonal skills, with the ability to explain financial products clearly and ethically. - Comfort with hybrid work arrangements, time management, and use of digital tools for remote collaboration. - Prior experience in insurance, financial services, or advisory roles is an advantage. - Minimum educational qualification typically at the graduate level; relevant certifications in insurance or finance are beneficial. - Commitment to regulatory compliance, high professional integrity, and a customer-first approach.