Regional Manager - BLSE & LAP South East

Job description

Job Purpose This position is open with Bajaj Finance ltd. Candidate will be responsible for managing flexi portfolio for SME. Activities related to blocking/unblocking and reporting will be part of responsibilities Duties and Responsibilities 3.PRINCIPAL ACCOUNTABILITIES (Accountabilities associated with the job) • Highlight cases triggered as per through the door rule set. Engage with sales and credit teams to identify risk. Formulate learnings from through the door into policies • Actively engage in Portfolio management related to flexi line management. Blocking and Unblocking of limits. • Propose policy refinements as per business/market requirement. • Identify opportunities and propose strategies to enhance business. Formulate, implement and monitor portfolio segments to enable Business Teams • Monitor, manage refine IT platform SFDC for better risk management. Execute reports on SFDC, Datamart, etc. • to identify any issues related to incorrect system behavior (e.g. case approved by system which ideally should be rejected as per Policy). • Periodic testing of System validation approval and line assignment rules • Routine interaction with stakeholder (Business, Credit, RCU, Ops and IT), and tracking / closure of minute items. • Work with COE and Product team to formulate, test and implement business opportunities/requirements • Conduct Business UAT for new developments, provide signoff and closely monitor the development post production deployment. • Periodic reporting of MIS and Dashboards (Bounce, Projected risk metrics, etc.) • Assist Sales Team to resolve cases which are stuck due to system issues. 4.MAJOR CHALLENGES (Challenges faced on an on-going basis in carrying out the job) • Dynamic portfolio with multiple variables influencing risk performance • High velocity Expertise required to manage huge data sets • Draw meaningful / actionable insights as an outcome of data analysis Ongoing liaising with IT, Business and BIU teams to ensure timely reporting of critical performance indicators Required Qualifications and Experience a)Qualifications Graduate/ Post-Graduate having Banking domain knowledge b)Work Experience 8 - 10 yearsexperience in retail or consumer lending. Excellent analytical, data management and presentation skills. Exposure to data management tools Eg. SQL/Power BI etc. Effective verbal and written communication skills and stakeholder management