Sales Manager- Business Loan

Job description

- **Job Description:** Business Clients Credit is responsible for advising/supporting business clients with complex credit financing needs, in line with all applicable regulatory requirements. Work includes: • Advising on credit-related client solutions and assessing loans from an income and risk perspective, within the existing credit processes • Be responsible for preparing credit submissions for approval, and the independent application for credit authority or approvals, whilst also monitoring credit exposures and/or any credit material deterioration over the life cycle of the client relationship • Identifying business clients credit needs and proposing suitable products, services and/or solutions • Supporting efforts to gain new business and grow earnings potential from existing clients, e.g. at client conferences • Advising and guiding teams in the development of bespoke products/solutions/platforms • Working with functional and cross-functional colleagues to ensure that products/solutions/platforms meet the needs of the bank/clients. May also participate in the negotiation and execution of mandated transactions with clients • Optimal utilisation of resources, and compliance with defined performance targets keeping in line with relevant internal guidelines/controls and regulatory requirements • Maintaining and growing business contacts and leads in the lending business • Compliance with internal and credit-related regulations, e.g., QS audit results, KWG•18 etc. • Implementing regulatory KYC requirements, and maintaining compliance with other applicable regulatory requirements and guidelines **Additional Job Description** **Job Title: Sales Manager- BIL, NCT** **Location: Chennai. India** **Role Description** Increase acquisition of target clientele across business instalment loan segments. Responsible for new business acquisition through open market. Build and strengthen strong network of direct sales agencies in the market. **Your key responsibilities** - Responsible for new business acquisition through open market. Should have a strong network of DSA's in the market - At least 10 DSA's with whom files are discussed on a regular basis. Strong at DSA management and new DSA empanelment. **Your skills and experience** - In-depth knowledge of Product and Policy - Having Good Communication skill - Having good negotiation skill - Have and understood the market update and knowledge. - Having awareness and information about the competition **How well support you** - Training and development to help you excel in your career - Coaching and support from experts in your team - A culture of continuous learning to aid progression - A range of flexible benefits that you can tailor to suit your needs **About us and our teams** Please visit our company website for further information: **https://www.db.com/company/company.html**