Strategic Payments Expert
IDFC FIRST Bank · Mumbai, Maharashtra, India
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IDFC FIRST Bank · Mumbai, Maharashtra, India
Job Requirements Role/ Job Title: Strategic Payment Specialist Function/ Department: Information Technology Job Purpose: Conceptualizing & designing Payments Architecture Strategy and Solution Design, especially future focussed on elements of payment-oriented architecture, Cloud services, Cost to operational efficiency and fintech integrations. Roles & Responsibilities: • Define payments architecture and designing payment end to end system with focus on real time and batch payments. • Design & conceptualize high-level payment solutions integrating modern and emerging fintech technologies with traditional banking systems for robust, seamless payment operations. • Ensure the solutions are strictly compliant with future to proactive regulations and regulatory standards & payment security protocols. • Navigate the evaluation, selection, and implementation of fintech innovations, particularly in the payments space, ensuring competitive nature in the evolving payments landscape. • Supervise the comprehensive technological process, making sure the payments transformation aligns with the Banks vision, architectural principles, patterns, and standards. • Develop and oversee creation of detailed payment architecture plans and designs for complex projects, analysing potential benefits, risks, and long-term impacts. • Lead regular reviews and updates of the payments strategy, aligning the solutions architecture with evolving business needs, industry trends, and payment technologies. • Act as the primary point of contact for senior stakeholders, both internal and external, enabling efficient communication to align strategies, gain necessary approvals, and create shared commitment. • Proactively manage risks and issues that may impact the payments solution architecture, implementing mitigation plans and managing stakeholder expectations accurately. • Interact with various teams including Payment’s tech team in aligning the future strategy to the execution plans. Education Qualification: Graduation: Bachelor of Engineering (BE) or Bachelor of Technology (B Tech) Post-graduation: Master’s degree in engineering Experience: 15+ years of relevant experience.