Technology Expert - Innovation and Incubation

Job description

JOB DESCRIPTION • Join our Digital Banking team and be part of the Bank’s innovation journey. • To identify, evaluate, and incubate emerging technologies and relevant use cases in banking, enabling structured experimentation and scalable innovation aligned with regulatory, security, and business priorities. • To institutionalize a bank-wide innovation framework by enabling co-creation, piloting, and democratization of technology adoption across business units. • Continuously monitor emerging technologies (AI/ML, GenAI, blockchain, embedded finance, RPA etc.) and identify relevant banking use cases • Manage and optimize budgets for pilot programs and innovation initiatives • Evaluate business cases and ROI for scaling incubated solutions • Design and implement a structured framework for evaluating and piloting emerging technologies under defined compliance, security, and CUG guardrails DESIRED CANDIDATE PROFILE • Educational Qualifications : MBA / PGDM (Strategy, Finance, IT) or equivalent Engineering / Technology background preferred • 6–10 years in Banking / Fintech / Digital Innovation / Technology Strategy • Experience in innovation labs, incubation programs, or digital transformation initiatives • Strong understanding of emerging technologies and their banking applications • Experience in designing and executing pilot programs and incubation frameworks • Knowledge of regulatory frameworks (RBI, data privacy, outsourcing norms) • Strong program/project management and business case development skills