Technology Expert - Innovation and Incubation

Job description

**JOB DESCRIPTION** - Join our Digital Banking team and be part of the Bank’s innovation journey. - To identify, evaluate, and incubate emerging technologies and relevant use cases in banking, enabling structured experimentation and scalable innovation aligned with regulatory, security, and business priorities. - To institutionalize a bank-wide innovation framework by enabling co-creation, piloting, and democratization of technology adoption across business units. - Continuously monitor emerging technologies (AI/ML, GenAI, blockchain, embedded finance, RPA etc.) and identify relevant banking use cases - Manage and optimize budgets for pilot programs and innovation initiatives - Evaluate business cases and ROI for scaling incubated solutions - Design and implement a structured framework for evaluating and piloting emerging technologies under defined compliance, security, and CUG guardrails **DESIRED CANDIDATE PROFILE** - Educational Qualifications : MBA / PGDM (Strategy, Finance, IT) or equivalent Engineering / Technology background preferred - 6–10 years in Banking / Fintech / Digital Innovation / Technology Strategy - Experience in innovation labs, incubation programs, or digital transformation initiatives - Strong understanding of emerging technologies and their banking applications - Experience in designing and executing pilot programs and incubation frameworks - Knowledge of regulatory frameworks (RBI, data privacy, outsourcing norms) - Strong program/project management and business case development skills