Transactional banking Business Analyst

Job description

**Business Analyst – Transaction Banking & Payments** **Role Summary** We are seeking an experienced **Business Analyst with strong Transaction Banking and Payments domain expertise** to support large-scale digital transformation initiatives across **Domestic & International Payments and Wallet journeys** . The role requires deep understanding of **end-to-end payment lifecycles** , strong business acumen, and hands-on experience delivering digital journeys in **Agile environments** while working with global stakeholders. **Key Responsibilities** - Lead requirements elicitation through stakeholder interviews, workshops, and working sessions - Develop business cases for transformation initiatives and support **benefits realization tracking** post-implementation - Create and maintain **BRDs, Functional Specifications, process maps, and journey documentation** - Develop **use cases, wireframes, flow diagrams, RTM, and business flows** for Technology and QA teams - Own product delivery artifacts including **product roadmaps, epics, user stories, acceptance criteria** , and prioritized backlogs using **Jira & Confluence** - Proactively identify **dependencies, risks, assumptions, and testing inputs** and communicate them early - Support **test planning, defect triage, and User Acceptance Testing (UAT)** - Prepare documentation and reporting for **working groups, governance forums, and steering committees** - Track milestones, manage delivery risks, and escalate variances as required - Support **go-live readiness, tollgate approvals, and post-implementation reviews** **Mandatory Experience & Skills** - 8+ years of overall experience with **minimum 2+ years as a Business Analyst** in Banking / Financial Services - Strong Payments domain expertise including: - Domestic & Cross-Border Payments, SWIFT - ISO 20022 / ISO 15022, SEPA - Wallets, P2P transfers, mobile and bill payments - Cards: Credit, Debit (online/offline), Prepaid, Virtual - FX engine - Payments Operations - Proven experience delivering **end-to-end** **digital transformations** with ownership (Retail Banking required) - Solid understanding of the **complete payment transaction lifecycle** - Hands-on experience working in **Agile delivery models (Scrum / SAFe)** beyond ceremonies - Strong proficiency in **Jira and Confluence** for backlog management and documentation - Ability to translate complex business requirements into clear, concise artifacts without excessive technical jargon - Strong stakeholder management skills - Experience in **large-scale payments transformation programs** - Exposure to **Core Banking / Payments platforms** (Finacle, FIS, TCS BaNCS, etc.) - Experience working with **global banks or international geographies** - MBA from a Tier-1 B-School **Certifications (Good to Have)** CBAP, CSPO, CSM, SAFe, PMP, PRINCE2 **Location** Bangalore / Delhi NCR / Pune / Mumbai **Notice Period** Up to 60 days (Immediate or 30-day joiners preferred)