Transactional banking Business Analyst

Job description

Business Analyst – Transaction Banking & Payments Role Summary We are seeking an experienced Business Analyst with strong Transaction Banking and Payments domain expertise to support large-scale digital transformation initiatives across Domestic & International Payments and Wallet journeys . The role requires deep understanding of end-to-end payment lifecycles , strong business acumen, and hands-on experience delivering digital journeys in Agile environments while working with global stakeholders. Key Responsibilities • Lead requirements elicitation through stakeholder interviews, workshops, and working sessions • Develop business cases for transformation initiatives and support benefits realization tracking post-implementation • Create and maintain BRDs, Functional Specifications, process maps, and journey documentation • Develop use cases, wireframes, flow diagrams, RTM, and business flows for Technology and QA teams • Own product delivery artifacts including product roadmaps, epics, user stories, acceptance criteria , and prioritized backlogs using Jira & Confluence • Proactively identify dependencies, risks, assumptions, and testing inputs and communicate them early • Support test planning, defect triage, and User Acceptance Testing (UAT) • Prepare documentation and reporting for working groups, governance forums, and steering committees • Track milestones, manage delivery risks, and escalate variances as required • Support go-live readiness, tollgate approvals, and post-implementation reviews Mandatory Experience & Skills • 8+ years of overall experience with minimum 2+ years as a Business Analyst in Banking / Financial Services • Strong Payments domain expertise including: • Domestic & Cross-Border Payments, SWIFT • ISO 20022 / ISO 15022, SEPA • Wallets, P2P transfers, mobile and bill payments • Cards: Credit, Debit (online/offline), Prepaid, Virtual • FX engine • Payments Operations • Proven experience delivering end-to-end digital transformations with ownership (Retail Banking required) • Solid understanding of the complete payment transaction lifecycle • Hands-on experience working in Agile delivery models (Scrum / SAFe) beyond ceremonies • Strong proficiency in Jira and Confluence for backlog management and documentation • Ability to translate complex business requirements into clear, concise artifacts without excessive technical jargon • Strong stakeholder management skills • Experience in large-scale payments transformation programs • Exposure to Core Banking / Payments platforms (Finacle, FIS, TCS BaNCS, etc.) • Experience working with global banks or international geographies • MBA from a Tier-1 B-School Certifications (Good to Have) CBAP, CSPO, CSM, SAFe, PMP, PRINCE2 Location Bangalore / Delhi NCR / Pune / Mumbai Notice Period Up to 60 days (Immediate or 30-day joiners preferred)