Area Manager - B2B Dealer Banker

Job description

**Location Name:** Ludhiana **Job Purpose** “This position is open with Bajaj Finance ltd.” **Duties And Responsibilities** - Responsible for acquisition of BFL’s CD dealers and deepening the relationship for the following products - LAP, Flexi LAP, Term Loans, Working Capital Lines - Home Loans, Home Loan Flexi - Business Loans The RSMs will cover the following locations: - RSM North : Delhi NCR, Chandigarh, Ludhiana, Jaipur, Calcutta - Responsible for delivery of annual operating plan across the following metrics: - Loan book size, - Portfolio credit quality (i.e. Delinquencies & Cost of Credit) - Interest Spreads - Cross Sell - Develop annual account plans for CD Dealers - Effective monitoring, tracking and closing exceptions, deferrals and deviations. - Delinquency management and taking steps for early recovery from overdue customers. **Required Qualifications And Experience** "1. CA/MBA Finance with 5-6 years of relevant lending experience (SME / Commercial Bank) in Banks / NBFCs. - Should have a strong entrepreneurial competency - Should have good communication and inter personal skills with an ability to work in multi-tasking environment - Lending experience in Commercial Lending segments will be an added advantage - Should be able to work well in flat non-hierarchical teams independently - High level of integrity and dependability with strong sense of urgency and result orientation - Result orientation and problem solving approach. - Should be able to work under pressure and possess multi tasking abilities"