Area Manager - B2B Dealer Banker

Job description

Location Name: Ludhiana Job Purpose “This position is open with Bajaj Finance ltd.” Duties And Responsibilities • Responsible for acquisition of BFL’s CD dealers and deepening the relationship for the following products • LAP, Flexi LAP, Term Loans, Working Capital Lines • Home Loans, Home Loan Flexi • Business Loans The RSMs will cover the following locations: • RSM North : Delhi NCR, Chandigarh, Ludhiana, Jaipur, Calcutta • Responsible for delivery of annual operating plan across the following metrics: • Loan book size, • Portfolio credit quality (i.e. Delinquencies & Cost of Credit) • Interest Spreads • Cross Sell • Develop annual account plans for CD Dealers • Effective monitoring, tracking and closing exceptions, deferrals and deviations. • Delinquency management and taking steps for early recovery from overdue customers. Required Qualifications And Experience "1. CA/MBA Finance with 5-6 years of relevant lending experience (SME / Commercial Bank) in Banks / NBFCs. • Should have a strong entrepreneurial competency • Should have good communication and inter personal skills with an ability to work in multi-tasking environment • Lending experience in Commercial Lending segments will be an added advantage • Should be able to work well in flat non-hierarchical teams independently • High level of integrity and dependability with strong sense of urgency and result orientation • Result orientation and problem solving approach. • Should be able to work under pressure and possess multi tasking abilities"