RM - Upsell

Job description

**This job holder will be responsible for product innovation by:** - **1.** Strategically analyzing our existing customer base to identify opportunities for repeat loans and top-ups, ensuring seamless credit delivery. - **2.** Driving portfolio growth without the need for new market sourcing (100% focus on existing customer retention and upselling). - **3.** Managing end-to-end processing of property and mortgage loans ranging from 2 Lakhs to 15 Lakhs. - **4.** Structuring customized loan solutions for existing clients within a high-yield bracket (22% - 26% Rate of Interest). **Job Holder Attributes:** - **1. Customer-Centric:** Passionate about relationship building, client retention, and maximizing customer lifetime value. - **2. Analytical & Observant:** Ability to assess existing portfolios to identify top-up eligibility and financial needs. - **3. Adaptable:** Comfortable working in a fast-paced lending environment dealing with high-interest mortgage products. 1. **4. Target-Oriented:** Focused on achieving business goals through effective cross-selling and relationship management rather than cold outreach. **Skills Required:** - **1.** Expertise in Mortgage Loans / Property Loans processing and management. - **2.** Strong portfolio management and customer retention skills. - **3.** Excellent communication, negotiation, and relationship-building abilities. **4.** Understanding of the Micro-LAP (Loan Against Property) segment and its specific customer demographics **Experience And Academic Qualification:** - **1. Experience:** Minimum 1 year of mandatory hands-on experience in the **Micro-LAP** segment. - **2. Domain Knowledge:** Proven track record of handling ticket size of 2 to 15 Lacs. **3. Education:** Must be a Graduated. View Details Disclaimer: This job posting has been aggregated from external source. Role details, content, and availability are subject to change. Applicants are advised to confirm the latest information directly on the company website before applying.