Sales Manager-Used 2 Wheeler Loan

Job description

Job Requirements About the Role As a Sales Manager – Used Two-Wheeler Loan , you will be responsible for scaling the two-wheeler lending business within a designated area. The role focuses on acquiring customers, growing the asset base, and delivering banking solutions in a cost-efficient and technology-driven manner. You will collaborate closely with cross-functional teams including Product, Operations, Sales, IT, Credit, and BIU to ensure a seamless customer experience and position IDFC FIRST Bank as the preferred banking partner. Key Responsibilities Primary Responsibilities • Acquire customers for used two-wheeler loans within the identified segment and generate references from the designated catchment area. • Grow the Assets Under Management (AUM) base for two-wheeler lending solutions while meeting revenue, cost, profitability, and portfolio quality targets. • Collaborate with the Product Head – Two-Wheeler Loans to deliver best-in-class funding solutions and ensure key DSTs are appropriately incentivized. • Ensure portfolio quality by minimizing delinquencies and rejections. • Monitor and adapt to changing market trends and develop channels for business acquisition. Secondary Responsibilities • Provide high-quality customer service and design a fulfilling customer journey that leads to customer delight. • Promote IDFC FIRST Bank as the primary banking partner for customers. • Ensure adherence to internal compliance and regulatory frameworks across the business. • Maintain extensive knowledge of retail asset products and operations. What We Are Looking For Education • Graduation: Any discipline • Post Graduation (preferred) Experience • Minimum 2 years of relevant experience in retail lending or financial services, preferably in two-wheeler or vehicle loans. Skills and Attributes • Excellent verbal and written communication skills in English are essential. • Ability to identify and respond to market trends and customer needs. • Excellent collaboration and stakeholder management skills. • Customer-centric mindset with a focus on delivering superior service. • Compliance-oriented with a commitment to regulatory standards. • Results-driven with a focus on portfolio quality and business growth.