Area Business Manager - Commercial Vehicle Loans

Job description

Role & responsibilities: oversees the sourcing, processing, and portfolio management of financing for light, medium, or heavy commercial vehicles. Responsibilities include driving volume and revenue targets, managing dealer/channel relationships, ensuring credit risk compliance, and overseeing collections and team performance. Key Responsibilities: • Drive Commercial Vehicle (LCV/MCV/HCV) loan business and achieve assigned sales targets. • Develop business through dealers, channel partners, and direct sourcing. • Manage end-to-end loan processing, disbursement, and portfolio growth. • Ensure adherence to credit, compliance, and risk management guidelines. • Monitor portfolio quality, collections, and delinquency control. • Build strong relationships with dealers, customers, and stakeholders. • Lead, motivate, and manage a team to achieve business objectives. • Track market trends and implement strategies to increase market share. Preferred Candidate Profile: • Graduate in any discipline (Mandatory). • Minimum 6+ years of experience in Commercial Vehicle Finance. • Minimum 2 years of team handling experience. • Strong knowledge of CV loans, credit assessment, portfolio management, and collections. • Excellent leadership, relationship management, and business development skills. Key Skills: Commercial Vehicle Finance, CV Loans, Team Handling, Dealer Management, Business Development, Portfolio Management, Collections, Credit Assessment, Channel Sales.