Business Finance - Unsecured Portfolio

Job description

Role: Business Finance Unsecured Portfolio Job Description: 1. Collaboration with Cross-Functional Teams: Working closely with product, business, and credit leads to review ongoing performance. This collaboration is crucial for guiding P&L actions and driving performance and productivity improvements 2. Financial Reporting & Analysis • Responsible for preparing unsecured businesss P/L for the month & YTD, at all segment & sub-segment level • Include all relevant KPIs in the P/L Report • Tracking actual performance against plan • Deep dive into variances to provide insights into financial performance to stakeholders • Driving P/L management at the sub-segment level within the business ensuring granular financial oversight 3. Conducting mid-month reviews with business teams, product, and other specific teams to ensure alignment and address any emerging issues 4. Strategic Planning/Forecasting • Preparing the line of sight (LOS) which outlines future financial projections and strategic goals • Conducting what if scenarios for business/any other stakeholder for effective decision-making including cost benefit analysis/revenue generation • Involved in constructing AOP (Annual Operation Plan) and LRP (Long Range Planning)