Chief Manager- Credit Risk (NBFC/SME Lending)

Job description

**Role & responsibilities** - Formulation of Credit Policy for SME/ Financial institutions & Loans to NBFC. - Review amendment proposal to credit policies & effective implementation. - Review and Analysis of historical loan data to understand the pattern from delinquency point of view. - Apply statistical tool to analyze the pattern and come with detailed assessment. - Review and Prepare risk dashboard for management which shows all important risk parameters, Customer, vendor, competition visits. Market analysis. - Continuous monitoring of borrowers through visits, QM review, EWS and quarterly tracking of financials. - Proficiency in Credit Proposal Underwriting & credit risk for Business Loans Proposal & NBFC Funding Proposals - Understanding of Financial Statement & fund requirements of medium to large Corporates & NBFCs. - Develop rating model/scorecard for various retail and corporate loans based on historical data - Testing of scorecard/model on a regular basis and update - Coordinate with various stakeholder for the rating model implementation . interested candidates may share their updated resume on adarsh.pandey@utkarsh.bank.in