Chief Manager-Risk Analytics

Job description

Role & responsibilities • Apply statistical tool to analyze the pattern and come with detailed assessment • Develop rating model/scorecard for various retail and corporate loans based on historical data • Good experience in ECL(PD/LGD) and EWS model development. • Testing of scorecard/model on a regular basis and update • Review and Analysis of historical loan data to understand the pattern from default point of view • Review and Prepare risk dashboard for management which shows all important risk parameters • Coordinate with various stakeholder for the rating model implementation • Prepare and maintain database of loan product from risk assessment point of view • Ensure data is correctly captured in the system and coordinate with different team to fix the issue • Coordinate with IT team for the automation of credit approval process • Review and Preparation of regular credit risk reports for Board meeting and other management committee meeting consumption Preferred candidate profile • Experience in Credit Risk Analytics, Scorecard Development, Model Validation, or Portfolio Risk Management. • Strong knowledge of statistical techniques, predictive modeling, and credit risk frameworks. • Proficiency in SAS, SQL, Python, R, Excel, or similar analytics tools. Interested candidates may share their resume on adarsh.pandey@utkarsh.bank.in.