Credit Analyst _NBFC Underwriting

Job description

Role & responsibilities • Formulation of Credit Policy for SME/ Financial institutions & Loans to NBFC. • Proficiency in Credit Proposal Underwriting & credit risk for Business Loans Proposal & NBFC Funding Proposals. • Review amendment proposal to credit policies & effective implementation. • Understanding of Financial Statement & fund requirements of medium to large Corporates & NBFCs. • Review and Analysis of historical loan data to understand the pattern from delinquency point of view. • Continuous monitoring of borrowers through visits, QM review, EWS and quarterly tracking of financials. • Apply statistical tool to analyze the pattern and come with detailed assessment. • Review and Prepare risk dashboard for management which shows all important risk parameters, Customer, vendor, competition visits. Market analysis. • Develop rating model/scorecard for various retail and corporate loans based on historical data • Coordinate with various stakeholder for the rating model implementation . interested candidates may share their updated resume on adarsh.pandey@utkarsh.bank.in