Manager- Credit Risk (Commercial Vehicle)

Job description

Role & responsibilities • Formulation of CV/CE policy, review amendment proposal to credit policies • Monitor effective implementation of credit policies • Review/Analysis of historical loan data to understand the pattern from delinquency point of view, apply statistical tool to analyze the pattern and come with detailed assessment. • Review and Prepare risk dashboard for management which shows all important risk parameters. Customer, vendor, competition visits. Market analysis • Develop rating model/scorecard for CV/CE based on historical data • Testing of scorecard/model on a regular basis and update • Coordinate with stakeholder for the rating model implementation • Prepare and maintain database of loan products from risk assessment point of view • Ensure data is correctly captured in the system and coordinate with different teams to fix the issues. • Coordinate with IT team for the automation of credit approval process, LMS & LOS • Review and Preparation of regular credit risk reports for Board meeting and other management committee meeting consumption Interested candidates may share their updated resume on adarsh.pandey@utkarsh.bank.in