Deputy Manager - BLSE & LAP North West

Job description

**Location Name:** Pune - Wakdewadi **Job Purpose** “This position is open with Bajaj Finance ltd.” Candidate will be responsible for managing flexi portfolio for SME. Activities related to blocking/unblocking and reporting will be part of responsibilities **Duties And Responsibilities** - PRINCIPAL ACCOUNTABILITIES (Accountabilities associated with the job) - Highlight cases triggered as per through the door rule set. Engage with sales and credit teams to identify risk. Formulate learnings from through the door into policies - Actively engage in Portfolio management related to flexi line management. Blocking and Unblocking of limits. - Propose policy refinements as per business/market requirement. - Identify opportunities and propose strategies to enhance business. Formulate, implement and monitor portfolio segments to enable Business Teams - Monitor, manage & refine IT platform SFDC for better risk management. Execute reports on SFDC, Datamart, etc. - to identify any issues related to incorrect system behavior (e.g. case approved by system which ideally should be rejected as per Policy). - Periodic testing of System validation approval and line assignment rules - Routine interaction with stakeholder (Business, Credit, RCU, Ops and IT), and tracking / closure of minute items. - Work with COE and Product team to formulate, test and implement business opportunities/requirements - Conduct Business UAT for new developments, provide signoff and closely monitor the development post production deployment. - Periodic reporting of MIS and Dashboards (Bounce, Projected risk metrics, etc.) - Assist Sales Team to resolve cases which are stuck due to system issues. - MAJOR CHALLENGES (Challenges faced on an on-going basis in carrying out the job) - Dynamic portfolio with multiple variables influencing risk performance - High velocity – Expertise required to manage huge data sets - Draw meaningful / actionable insights as an outcome of data analysis Ongoing liaising with IT, Business and BIU teams to ensure timely reporting of critical performance indicators **Required Qualifications And Experience** - Qualifications Graduate/ Post-Graduate having Banking domain knowledge - Work Experience 2 - 3 years’ experience in retail or consumer lending.  Excellent analytical, data management and presentation skills. Exposure to data management tools Eg. SQL/Power BI etc. Effective verbal and written communication skills and stakeholder management