Manager- Credit Risk(Retail Assets)

Job description

Role & responsibilities • Review and Analysis of historical loan data pf Retail portfolio to understand the pattern from default point of view. • Apply statistical tool to analyze the pattern and come with detailed assessment • Review and Prepare risk dashboard for management which shows all important risk parameters • Develop rating model/scorecard for various retail and corporate loans based on historical data. • Testing of scorecard/model on a regular basis/coordinate with various stakeholder for the rating model implementation. • Prepare and maintain database of loan product from risk assessment point of view • Ensure data is correctly captured in the system and coordinate with different team to fix the issue • Coordinate with IT team for the automation of credit approval process • Review and Preparation of regular credit risk reports for Board meeting and other management committee meeting consumption. Interested candidates may share their resume on adarsh.pandey@utkarsh.bank.in