Manager/Senior Manager- Credit Risk(Retail Assets)

Job description

**Role & responsibilities** - Review and Analysis of historical loan data pf Retail portfolio to understand the pattern from default point of view. - Apply statistical tool to analyze the pattern and come with detailed assessment - Review and Prepare risk dashboard for management which shows all important risk parameters - Develop rating model/scorecard for various retail and corporate loans based on historical data. - Testing of scorecard/model on a regular basis/coordinate with various stakeholder for the rating model implementation. - Prepare and maintain database of loan product from risk assessment point of view - Ensure data is correctly captured in the system and coordinate with different team to fix the issue - Coordinate with IT team for the automation of credit approval process - Review and Preparation of regular credit risk reports for Board meeting and other management committee meeting consumption. Interested candidates may share their resume on adarsh.pandey@utkarsh.bank.in