Retail Finance Manager

Job description

**Job Summary** We are looking for a highly driven and relationship-focused professional to join our team as a Retail/Channel Finance Vehicle Financing. In this role, you will manage and grow relationships with corporate clients, financial institutions, and internal teams to drive financing solutions for commercial vehicles. You will play a key role in enabling efficient loan disbursements and expanding Eulers financing partner network. **Key Responsibilities** • Lead and manage retail financing operations for the assigned region, ensuring timely loan disbursements and process compliance. • Develop, strengthen, and manage relationships with dealers, NBFCs, banks, and financial partners to enhance financing penetration. • Drive channel finance programs for dealers, including credit assessment, fund flow, and risk monitoring. • Facilitate retail customer financing solutions, ensuring attractive schemes and smooth onboarding with finance partners. • Support sales teams in achieving regional retail sales and financing targets by designing and executing financing strategies. • Monitor dealer funding requirements, assess risk exposure, and implement effective controls. • Track, analyze, and report financing penetration, approval ratios, turnaround times, and partner performance for the region. • Resolve escalations from dealers and retail customers with efficiency and professionalism. • Collaborate cross-functionally with internal finance, risk, and sales teams to drive end-to-end retail channel finance execution. • Identify new opportunities for partnerships, schemes, and revenue streams within the region. **Qualifications & Experience** • Bachelor’s degree in Finance, Business Administration, or related field (MBA preferred). • 4+ years of relevant experience in retail/channel finance, preferably in automotive/EV/manufacturing sectors. • Strong understanding of retail dealer networks, NBFC/BFSI ecosystem, and customer financing processes. • Proven expertise in channel financing models, credit assessment, and risk management. • Excellent stakeholder management, negotiation, and communication skills. • Proficiency in MS Office, Google Sheets, and financial reporting tools.