Sales Executive

Job description

**Company Description** Utkarsh Small Finance Bank Limited (USFBL), incorporated in 2016, provides banking and financial services with a strong focus on underserved and unserved communities across India. The Bank’s lending operations are concentrated in rural and semi-urban areas, while deposit mobilization and other services are offered nationwide. Building on its microfinance legacy, the Bank offers a wide range of products including microfinance loans, MSME loans, housing loans, personal loans, commercial vehicle loans, construction equipment loans, and wholesale lending. Utkarsh Small Finance Bank also delivers modern digital services such as internet and mobile banking, online account opening, and extensive ATM and micro ATM networks for convenient transactions. The Bank is headquartered in Varanasi, Uttar Pradesh. **Role Description** This is a full-time, on-site Sales Executive role based in New Delhi. The Sales Executive will identify and acquire new customers for the Bank’s retail and MSME products, including loans, deposits, and other financial services. Day-to-day responsibilities include generating leads through field visits and local networking, explaining product features, conducting preliminary eligibility checks, and supporting customers through the onboarding and documentation process. The role also involves achieving assigned sales targets, maintaining strong relationships with existing customers, coordinating with branch and operations teams for smooth service delivery, and adhering to regulatory and internal compliance requirements. The Sales Executive is expected to stay informed about market trends, competitor offerings, and customer needs to help grow the Bank’s presence in the region. **Qualifications** - Candidates should possess strong sales and negotiation skills, with the ability to generate leads, convert prospects, and meet defined targets. - Candidates should possess customer relationship and communication skills, including clear verbal communication, active listening, and a service-oriented approach. - Candidates should possess basic financial and banking knowledge, with an understanding of retail lending, deposits, and microfinance or MSME products. - Candidates should possess planning and organizational skills, including time management, territory management, and accurate record-keeping. - Candidates should possess digital literacy skills, including comfort with mobile and internet banking platforms, CRM tools, and standard office software. - Relevant experience in field sales, banking, NBFCs, or financial services, especially in rural or semi-urban markets, is highly beneficial. - A minimum of a bachelor’s degree in business, finance, commerce, or a related field is preferred; equivalent practical experience may also be considered. - Ability to work on-site in New Delhi, travel locally as required, and adhere to all regulatory and internal compliance norms.