Sr. Manager/Manager- Credit Risk (Business Correspondence+ JLG)

Job description

**Role & responsibilities** - Formulation of Business Correspondence & JLG Credit Policy, review amendment proposal to credit policies - Monitor effective implementation of credit policies - Review/Analysis of historical loan data to understand the pattern from delinquency point of view, apply statistical tool to analyze the pattern and come with detailed assessment. - Review and Prepare risk dashboard for management which shows all important risk parameters. Customer, vendor, competition visits. Market analysis - Develop rating model/scorecard for Business Correspondence & JLG based on historical data - Testing of scorecard/model on a regular basis and update - Coordinate with stakeholder for the rating model implementation - Prepare and maintain database of loan products from risk assessment point of view - Ensure data is correctly captured in the system and coordinate with different teams to fix the issues. - Coordinate with IT team for the automation of credit approval process, LMS & LOS - Review and Preparation of regular credit risk reports for Board meeting and other management committee meeting consumption Interested candidates may share their updated resume on adarsh.pandey@utkarsh.bank.in