Team Member - Legal
Kotak Mahindra Bank · Hyderabad, Telangana, India
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Kotak Mahindra Bank · Hyderabad, Telangana, India
Lending and Mortgage: • Handling Title Investigation and Due Diligence of property mortgaged as security/ collateral with the Bank for various products • Scrutinizing and advising on the documentation pertaining to lending activities, Drafting and vetting of various Facility / Lending Documents, Mortgage documents including various Undertaking, Indemnities, Release Deeds, POAs, etc. • Highlighting risk parameters to the stakeholders from time to time • Advising on Stamp Duty, Registration and Mortgage related queries from time to time. • Ensuring compliance of Regulatory Guidelines: • Framing process notes and policies as per the guidelines issued by regulatory authorities from time to time. • Handling regulatory Audit and Inspection. • Drafting of Agreements, Contracts and Approving Terms & Conditions: • Handling Contract Managements, Drafting and Vetting of various agreements such as Service Level Agreements, Outsourcing Agreements, Payment Gateway, Referral and Digital Marketing Agreements, Co-origination, i.e. Co-Lending contracts, Collaboration Agreements, Business Correspondence (BC) Agreements, Commercial Contracts with the Vendors and Channel Partners • Drafting and Vetting of Loan Agreements, Sanction Letters, POAs and various security documents; • Handling Litigations and Arbitration Proceedings: • Appointing and liasoning with Advocates. • Handling Civil and Criminal matters filed before various courts and Arbitration Tribunals. • Drafting and vetting of written submissions, Rejoinders, Statement of Claims, Appeals, etc. • Handling recovery matters and giving opinion on legal course of action for NPA and default accounts